5 Steps To Homeownership

5 Steps To Homeownership

From SDAR and SDCCU Prior to buying a home, you should always consider several factors such as; Do I have stable income? Will I have the patience, time and resources to maintain a home? What is my monthly debt payments compared to my income? Do I have a reasonable...
Top 10 FAQs About 401k

Top 10 FAQs About 401k

What you need to know if you have one. There are several types of contribution-based retirement plan programs, and the 401(k) is the most common type of defined-contribution retirement plan. If the term 401K makes your palms sweat and seems confusing, you’re not...
Investing for Beginners

Investing for Beginners

You often hear about investing, but if you haven’t before, where do you start?  It can seem complicated and confusing but it doesn’t have to be. Investing For the Long-Term The most important tip when starting out investing is to focus on your long-term...
4 Credit Traps To Always Avoid

4 Credit Traps To Always Avoid

Managing your money successfully can be difficult, including credit cards – credit only measures your debt but it is a part of life for most of us, and there are things you should be avoiding when it comes to your credit: Spending More For Perks Reward programs...
Avoid These 5 Investing Excuses

Avoid These 5 Investing Excuses

One of my peeves with the educational system is why we don’t teach kids about money management and investments.  After all, if they taught it in school I’d have learned it and avoided mountains of debt while in college! The truth is we need to start...
7 Tips For Smart Spending

7 Tips For Smart Spending

We all know holidays are the peak time for most people in terms of spending…but it’s easy to forget how much we spent now that they holidays are (long) over. It’s also easy to spend using a credit card, and if you have more than one those expenses...